- Delhi, India
- +91 88088 00156
- mudgalinvestments@gmail.com
Planning for retirement early allows you to save consistently, leverage compound interest, and ensure you have enough resources to maintain your lifestyle post-retirement. The earlier you start, the better your financial security will be.
The best retirement plan depends on your current age, income, financial goals, and future aspirations. Our advisors will assess your unique situation and help you choose the right plan tailored to your needs.
Pension plans provide a regular income post-retirement, ensuring you have consistent cash flow to manage your expenses and maintain your lifestyle without relying on your savings alone.
The amount you need to save for retirement depends on various factors, including your current income, anticipated post-retirement lifestyle, and the age at which you plan to retire. We can help you create a strategy to meet your specific savings goal.
Yes, most retirement plans offer tax benefits under current government regulations. Our team will help you understand how you can maximize tax savings while planning for retirement.
It’s never too early to start planning for retirement. The earlier you begin, the more time your investments have to grow through compounding. Ideally, starting in your 20s or 30s allows you to build a substantial retirement fund. However, it’s never too late to start planning, and even those in their 40s or 50s can benefit from structured retirement planning.
The amount you need depends on several factors, including your current lifestyle, future financial goals, expected retirement age, and anticipated expenses such as healthcare. Typically, experts suggest aiming to replace around 70-80% of your pre-retirement income, but this can vary based on personal circumstances. At Mudgal Investments, we help calculate your specific needs for a comfortable retirement.
If you haven’t saved enough, there are still options. You may need to delay retirement, increase your savings rate, or adjust your retirement lifestyle. Our team at Mudgal Investments can help you explore different strategies, including maximizing your current savings, adjusting investments, or finding alternative income streams to ensure a more secure retirement.
